term:

Nominal

nominal adj

1 : existing or being something in name or form but usually not in reality [defenses…raised by the corporation as defendant in a derivative suit “R. C. Clark”]
2 : being so small or trivial as to be a mere token [charging a fee]
3 of a rate of interest
a : equal to the annual rate of simple interest that would obtain if interest were not compounded when in fact it is compounded and paid for periods of less than a year
b : equal to the percentage by which a repaid loan exceeds the principal borrowed with no adjustment made for inflation compare effective
nom·i·nal·ly adv