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term:
Overinsurance
overinsurance n
: insurance (as from two or more policies) that exceeds the value of the thing covered [ may lead to fraud by the insured]
;broadly
: excessive insurance (as from needlessly duplicative coverage)
Source: Merriam-Webster’s Dictionary of Law ©1996. Merriam-Webster, Incorporated. Published under license with Merriam-Webster, Incorporated.