term:

Floater

floater n

1 from the notion that the policy “floats” with the goods it insures, wherever they might be located
: a policy or supplemental attachment to a policy insuring specific items of personal property (as jewelry or art)
;specif
: a policy of insurance to protect against loss or damage of goods in transit or goods (as jewels) naturally subject to use in various places called also floating policy
2 : a debt security that yields an indexed variable rate of interest
;esp
: floating rate note at note