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term:
Blanket Insurance
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blanket insurance n
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1 : insurance under which all of the members of a class or group are covered but are not named see also group insurance
2 : insurance under which property of more than one type or at more than one location is covered
Source: Merriam-Webster's Dictionary of Law ©1996. Merriam-Webster, Incorporated. Published under license with Merriam-Webster, Incorporated.