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inchmaree clause n
[after Inchmaree, a British steamer whose 1884 sinking in Liverpool harbor resulted in its formulation]
: a clause in a marine insurance policy that covers damage or loss caused by the negligence of a vessel's own captain or crew or by any defect in the ship's hull or machinery
Source: Merriam-Webster's Dictionary of Law ©1996. Merriam-Webster, Incorporated. Published under license with Merriam-Webster, Incorporated.