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insurable adj

: capable of or appropriate for being insured against loss, damage, or death
: affording a sufficient ground for insurance
in·sur·abil·i·ty [in-shr-ə-bi-lə-tē]

Source: Merriam-Webster's Dictionary of Law ©1996. Merriam-Webster, Incorporated. Published under license with Merriam-Webster, Incorporated.